SCHD vs SCHX
SCHD vs SCHX · Last updated April 5, 2026
| Metric | SCHD | SCHX | |
|---|---|---|---|
| Price | $30.56 | $25.86 | — |
| Expense Ratio | 0.06% | 0.03% | SCHX |
| Dividend Yield | N/A | N/A | — |
| AUM | $85.9B | $64.1B | SCHD |
Performance Comparison
| Period | SCHD | SCHX |
|---|---|---|
| 1M | -1.41% | -3.52% |
| 3M | +10.42% | -4.55% |
| 6M | +13.59% | -1.77% |
| YTD | +12.35% | -3.63% |
| 1Y | +25.56% | +31.14% |
| 3Y | N/A | N/A |
| 5Y | N/A | N/A |
Dividend Comparison
| Ex-Date | Ticker | Amount |
|---|---|---|
| March 25, 2026 | SCHD | $0.26 |
| March 25, 2026 | SCHX | $0.07 |
| December 10, 2025 | SCHD | $0.28 |
| December 10, 2025 | SCHX | $0.08 |
| September 24, 2025 | SCHD | $0.26 |
| September 24, 2025 | SCHX | $0.07 |
| June 25, 2025 | SCHD | $0.26 |
| June 25, 2025 | SCHX | $0.07 |
| March 26, 2025 | SCHD | $0.25 |
| March 26, 2025 | SCHX | $0.07 |
| December 11, 2024 | SCHD | $0.27 |
| December 11, 2024 | SCHX | $0.08 |
| September 25, 2024 | SCHD | $0.25 |
| September 25, 2024 | SCHX | $0.07 |
| June 26, 2024 | SCHD | $0.27 |
| June 26, 2024 | SCHX | $0.07 |
| March 20, 2024 | SCHD | $0.20 |
| March 20, 2024 | SCHX | $0.07 |
| December 6, 2023 | SCHD | $0.25 |
| December 6, 2023 | SCHX | $0.07 |
Key Differences
When choosing between SCHD and SCHX, several key metrics help distinguish these two ETFs. The following analysis covers the most relevant data points.
SCHX charges an expense ratio of 0.03%, which is lower than SCHD's 0.06%. This 0.03% difference translates to approximately $30.00 per year on a $100,000 investment. Over a 30-year period, the compounding effect of lower fees could result in a difference of roughly $1,350.00.
SCHD is the larger fund with $85.9B in assets under management — roughly 1.3x the size of SCHX's $64.1B. Larger AUM generally correlates with higher trading volume, tighter bid-ask spreads, and lower trading costs for investors.
These metrics provide a quantitative foundation for comparing SCHD and SCHX. Individual investment suitability depends on personal financial circumstances, goals, and risk tolerance.
How to Compare SCHD and SCHX
- If minimizing costs is a priority, compare the expense ratios: SCHD charges 0.06% and SCHX charges 0.03%.
- For liquidity, larger funds with higher AUM typically have tighter bid-ask spreads and more efficient trading.
- Review historical performance across different time periods (1-month to 5-year) to understand how each has performed in various market conditions.
Frequently Asked Questions
Is SCHD or SCHX a better investment?
Whether SCHD or SCHX is more suitable depends on your individual investment goals, risk tolerance, and time horizon. SCHD and SCHX differ in key metrics like expense ratio, dividend yield, and assets under management. This page provides objective data to help you compare the two.
What is the expense ratio difference between SCHD and SCHX?
SCHX has an expense ratio of 0.03%, while SCHD charges 0.06%. On a $10,000 investment, this 0.03% difference costs approximately $3.00 per year.
Which fund is larger, SCHD or SCHX?
SCHD has $85.9B in assets under management, making it the larger fund. Larger funds tend to have better liquidity and tighter bid-ask spreads.
What are the risks of investing in SCHD vs SCHX?
Both SCHD and SCHX carry market risk — their values can decline during market downturns. Past performance does not guarantee future results. Consider factors like volatility, sector concentration, and your own risk tolerance when evaluating either investment.
See how expense ratio differences affect your returns over time → Expense Ratio Calculator