SCHD vs SCHF
SCHD vs SCHF · Last updated April 5, 2026
| Metric | SCHD | SCHF | |
|---|---|---|---|
| Price | $30.56 | $24.98 | — |
| Expense Ratio | 0.06% | 0.03% | SCHF |
| Dividend Yield | N/A | N/A | — |
| AUM | $85.9B | $62.9B | SCHD |
Performance Comparison
| Period | SCHD | SCHF |
|---|---|---|
| 1M | -1.41% | -1.38% |
| 3M | +10.42% | +1.42% |
| 6M | +13.59% | +8.28% |
| YTD | +12.35% | +3.91% |
| 1Y | +25.56% | +41.72% |
| 3Y | N/A | N/A |
| 5Y | N/A | N/A |
Dividend Comparison
| Ex-Date | Ticker | Amount |
|---|---|---|
| March 25, 2026 | SCHD | $0.26 |
| December 11, 2025 | SCHF | $0.68 |
| December 10, 2025 | SCHD | $0.28 |
| September 24, 2025 | SCHD | $0.26 |
| June 25, 2025 | SCHD | $0.26 |
| June 25, 2025 | SCHF | $0.14 |
| March 26, 2025 | SCHD | $0.25 |
| December 13, 2024 | SCHF | $0.42 |
| December 11, 2024 | SCHD | $0.27 |
| September 25, 2024 | SCHD | $0.25 |
| June 26, 2024 | SCHD | $0.27 |
| June 26, 2024 | SCHF | $0.18 |
| March 20, 2024 | SCHD | $0.20 |
| December 6, 2023 | SCHD | $0.25 |
| December 6, 2023 | SCHF | $0.35 |
| September 20, 2023 | SCHD | $0.22 |
| June 21, 2023 | SCHD | $0.22 |
| June 21, 2023 | SCHF | $0.20 |
| December 7, 2022 | SCHF | $0.31 |
| June 22, 2022 | SCHF | $0.14 |
Key Differences
When choosing between SCHD and SCHF, several key metrics help distinguish these two ETFs. The following analysis covers the most relevant data points.
SCHF charges an expense ratio of 0.03%, which is lower than SCHD's 0.06%. This 0.03% difference translates to approximately $30.00 per year on a $100,000 investment. Over a 30-year period, the compounding effect of lower fees could result in a difference of roughly $1,350.00.
SCHD is the larger fund with $85.9B in assets under management — roughly 1.4x the size of SCHF's $62.9B. Larger AUM generally correlates with higher trading volume, tighter bid-ask spreads, and lower trading costs for investors.
These metrics provide a quantitative foundation for comparing SCHD and SCHF. Individual investment suitability depends on personal financial circumstances, goals, and risk tolerance.
How to Compare SCHD and SCHF
- If minimizing costs is a priority, compare the expense ratios: SCHD charges 0.06% and SCHF charges 0.03%.
- For liquidity, larger funds with higher AUM typically have tighter bid-ask spreads and more efficient trading.
- Review historical performance across different time periods (1-month to 5-year) to understand how each has performed in various market conditions.
Frequently Asked Questions
Is SCHD or SCHF a better investment?
Whether SCHD or SCHF is more suitable depends on your individual investment goals, risk tolerance, and time horizon. SCHD and SCHF differ in key metrics like expense ratio, dividend yield, and assets under management. This page provides objective data to help you compare the two.
What is the expense ratio difference between SCHD and SCHF?
SCHF has an expense ratio of 0.03%, while SCHD charges 0.06%. On a $10,000 investment, this 0.03% difference costs approximately $3.00 per year.
Which fund is larger, SCHD or SCHF?
SCHD has $85.9B in assets under management, making it the larger fund. Larger funds tend to have better liquidity and tighter bid-ask spreads.
What are the risks of investing in SCHD vs SCHF?
Both SCHD and SCHF carry market risk — their values can decline during market downturns. Past performance does not guarantee future results. Consider factors like volatility, sector concentration, and your own risk tolerance when evaluating either investment.
See how expense ratio differences affect your returns over time → Expense Ratio Calculator