RSP vs VTI
RSP vs VTI · Last updated April 5, 2026
| Metric | RSP | VTI | |
|---|---|---|---|
| Price | $193.09 | $323.76 | — |
| Expense Ratio | 0.20% | 0.03% | VTI |
| Dividend Yield | N/A | N/A | — |
| AUM | $90.7B | $2.1T | VTI |
Performance Comparison
| Period | RSP | VTI |
|---|---|---|
| 1M | -3.30% | -3.34% |
| 3M | -0.38% | -4.15% |
| 6M | +1.80% | -1.30% |
| YTD | +1.23% | -3.13% |
| 1Y | +24.91% | +31.84% |
| 3Y | N/A | N/A |
| 5Y | N/A | N/A |
Dividend Comparison
| Ex-Date | Ticker | Amount |
|---|---|---|
| March 27, 2026 | VTI | $1.00 |
| March 23, 2026 | RSP | $0.81 |
| December 22, 2025 | RSP | $0.76 |
| December 22, 2025 | VTI | $0.95 |
| September 29, 2025 | VTI | $0.91 |
| September 22, 2025 | RSP | $0.82 |
| June 30, 2025 | VTI | $0.91 |
| June 23, 2025 | RSP | $0.72 |
| March 27, 2025 | VTI | $0.99 |
| March 24, 2025 | RSP | $0.83 |
| December 23, 2024 | RSP | $0.62 |
| December 23, 2024 | VTI | $0.94 |
| September 27, 2024 | VTI | $0.87 |
| September 23, 2024 | RSP | $0.70 |
| June 28, 2024 | VTI | $0.95 |
| June 24, 2024 | RSP | $0.66 |
| March 22, 2024 | VTI | $0.91 |
| March 18, 2024 | RSP | $0.68 |
| December 21, 2023 | VTI | $1.00 |
| December 18, 2023 | RSP | $0.61 |
Key Differences
When choosing between RSP and VTI, several key metrics help distinguish these two ETFs. The following analysis covers the most relevant data points.
VTI charges an expense ratio of 0.03%, which is lower than RSP's 0.20%. This 0.17% difference translates to approximately $170.00 per year on a $100,000 investment. Over a 30-year period, the compounding effect of lower fees could result in a difference of roughly $7,650.00.
VTI is the larger fund with $2.1T in assets under management — roughly 23.0x the size of RSP's $90.7B. Larger AUM generally correlates with higher trading volume, tighter bid-ask spreads, and lower trading costs for investors.
These metrics provide a quantitative foundation for comparing RSP and VTI. Individual investment suitability depends on personal financial circumstances, goals, and risk tolerance.
How to Compare RSP and VTI
- If minimizing costs is a priority, compare the expense ratios: RSP charges 0.20% and VTI charges 0.03%.
- For liquidity, larger funds with higher AUM typically have tighter bid-ask spreads and more efficient trading.
- Review historical performance across different time periods (1-month to 5-year) to understand how each has performed in various market conditions.
Frequently Asked Questions
Is RSP or VTI a better investment?
Whether RSP or VTI is more suitable depends on your individual investment goals, risk tolerance, and time horizon. RSP and VTI differ in key metrics like expense ratio, dividend yield, and assets under management. This page provides objective data to help you compare the two.
What is the expense ratio difference between RSP and VTI?
VTI has an expense ratio of 0.03%, while RSP charges 0.20%. On a $10,000 investment, this 0.17% difference costs approximately $17.00 per year.
Which fund is larger, RSP or VTI?
VTI has $2.1T in assets under management, making it the larger fund. Larger funds tend to have better liquidity and tighter bid-ask spreads.
What are the risks of investing in RSP vs VTI?
Both RSP and VTI carry market risk — their values can decline during market downturns. Past performance does not guarantee future results. Consider factors like volatility, sector concentration, and your own risk tolerance when evaluating either investment.
See how expense ratio differences affect your returns over time → Expense Ratio Calculator