RSP vs SCHA
RSP vs SCHA · Last updated April 5, 2026
| Metric | RSP | SCHA | |
|---|---|---|---|
| Price | $193.09 | $29.52 | — |
| Expense Ratio | 0.20% | 0.04% | SCHA |
| Dividend Yield | N/A | N/A | — |
| AUM | $90.7B | $20.7B | RSP |
Performance Comparison
| Period | RSP | SCHA |
|---|---|---|
| 1M | -3.30% | -1.14% |
| 3M | -0.38% | +1.23% |
| 6M | +1.80% | +5.07% |
| YTD | +1.23% | +3.79% |
| 1Y | +24.91% | +41.03% |
| 3Y | N/A | N/A |
| 5Y | N/A | N/A |
Dividend Comparison
| Ex-Date | Ticker | Amount |
|---|---|---|
| March 25, 2026 | SCHA | $0.04 |
| March 23, 2026 | RSP | $0.81 |
| December 22, 2025 | RSP | $0.76 |
| December 10, 2025 | SCHA | $0.13 |
| September 24, 2025 | SCHA | $0.09 |
| September 22, 2025 | RSP | $0.82 |
| June 25, 2025 | SCHA | $0.08 |
| June 23, 2025 | RSP | $0.72 |
| March 26, 2025 | SCHA | $0.06 |
| March 24, 2025 | RSP | $0.83 |
| December 23, 2024 | RSP | $0.62 |
| December 11, 2024 | SCHA | $0.17 |
| September 25, 2024 | SCHA | $0.09 |
| September 23, 2024 | RSP | $0.70 |
| June 26, 2024 | SCHA | $0.08 |
| June 24, 2024 | RSP | $0.66 |
| March 20, 2024 | SCHA | $0.05 |
| March 18, 2024 | RSP | $0.68 |
| December 18, 2023 | RSP | $0.61 |
| December 6, 2023 | SCHA | $0.12 |
Key Differences
RSP and SCHA serve different roles in many portfolios. Understanding the specific differences in cost, performance, and risk profile can help clarify which fund aligns with different investment objectives.
SCHA charges an expense ratio of 0.04%, which is lower than RSP's 0.20%. This 0.16% difference translates to approximately $160.00 per year on a $100,000 investment. Over a 30-year period, the compounding effect of lower fees could result in a difference of roughly $7,200.00.
RSP is the larger fund with $90.7B in assets under management — roughly 4.4x the size of SCHA's $20.7B. Larger AUM generally correlates with higher trading volume, tighter bid-ask spreads, and lower trading costs for investors.
All metrics shown are based on historical and trailing data. Forward-looking expectations may differ significantly from past performance.
How to Compare RSP and SCHA
- If minimizing costs is a priority, compare the expense ratios: RSP charges 0.20% and SCHA charges 0.04%.
- For liquidity, larger funds with higher AUM typically have tighter bid-ask spreads and more efficient trading.
- Review historical performance across different time periods (1-month to 5-year) to understand how each has performed in various market conditions.
Frequently Asked Questions
Is RSP or SCHA a better investment?
Whether RSP or SCHA is more suitable depends on your individual investment goals, risk tolerance, and time horizon. RSP and SCHA differ in key metrics like expense ratio, dividend yield, and assets under management. This page provides objective data to help you compare the two.
What is the expense ratio difference between RSP and SCHA?
SCHA has an expense ratio of 0.04%, while RSP charges 0.20%. On a $10,000 investment, this 0.16% difference costs approximately $16.00 per year.
Which fund is larger, RSP or SCHA?
RSP has $90.7B in assets under management, making it the larger fund. Larger funds tend to have better liquidity and tighter bid-ask spreads.
What are the risks of investing in RSP vs SCHA?
Both RSP and SCHA carry market risk — their values can decline during market downturns. Past performance does not guarantee future results. Consider factors like volatility, sector concentration, and your own risk tolerance when evaluating either investment.
See how expense ratio differences affect your returns over time → Expense Ratio Calculator