VWO vs XLF
VWO vs XLF · Last updated April 5, 2026
| Metric | VWO | XLF | |
|---|---|---|---|
| Price | $53.82 | $49.53 | — |
| Expense Ratio | 0.06% | 0.08% | VWO |
| Dividend Yield | N/A | N/A | — |
| AUM | $158.4B | $49.7B | VWO |
Performance Comparison
| Period | VWO | XLF |
|---|---|---|
| 1M | -1.88% | -2.82% |
| 3M | -2.66% | -11.30% |
| 6M | +0.16% | -7.00% |
| YTD | +0.11% | -9.10% |
| 1Y | +31.31% | +13.79% |
| 3Y | N/A | N/A |
| 5Y | N/A | N/A |
Dividend Comparison
| Ex-Date | Ticker | Amount |
|---|---|---|
| March 23, 2026 | XLF | $0.25 |
| December 22, 2025 | XLF | $0.19 |
| December 19, 2025 | VWO | $1.03 |
| September 22, 2025 | XLF | $0.18 |
| September 19, 2025 | VWO | $0.28 |
| June 23, 2025 | XLF | $0.17 |
| June 20, 2025 | VWO | $0.14 |
| March 24, 2025 | XLF | $0.18 |
| March 21, 2025 | VWO | $0.05 |
| December 23, 2024 | XLF | $0.21 |
| December 20, 2024 | VWO | $1.07 |
| September 23, 2024 | XLF | $0.17 |
| September 20, 2024 | VWO | $0.13 |
| June 24, 2024 | XLF | $0.16 |
| June 21, 2024 | VWO | $0.17 |
| March 18, 2024 | XLF | $0.15 |
| March 15, 2024 | VWO | $0.04 |
| December 18, 2023 | VWO | $0.87 |
| December 18, 2023 | XLF | $0.18 |
| September 18, 2023 | VWO | $0.33 |
Key Differences
When choosing between VWO and XLF, several key metrics help distinguish these two ETFs. The following analysis covers the most relevant data points.
VWO charges an expense ratio of 0.06%, which is lower than XLF's 0.08%. This 0.02% difference translates to approximately $20.00 per year on a $100,000 investment. Over a 30-year period, the compounding effect of lower fees could result in a difference of roughly $900.00.
VWO is the larger fund with $158.4B in assets under management — roughly 3.2x the size of XLF's $49.7B. Larger AUM generally correlates with higher trading volume, tighter bid-ask spreads, and lower trading costs for investors.
The data above reflects the most recent available information. Market conditions change frequently, and investors should verify current figures before making decisions.
How to Compare VWO and XLF
- If minimizing costs is a priority, compare the expense ratios: VWO charges 0.06% and XLF charges 0.08%.
- For liquidity, larger funds with higher AUM typically have tighter bid-ask spreads and more efficient trading.
- Review historical performance across different time periods (1-month to 5-year) to understand how each has performed in various market conditions.
Frequently Asked Questions
Is VWO or XLF a better investment?
Whether VWO or XLF is more suitable depends on your individual investment goals, risk tolerance, and time horizon. VWO and XLF differ in key metrics like expense ratio, dividend yield, and assets under management. This page provides objective data to help you compare the two.
What is the expense ratio difference between VWO and XLF?
VWO has an expense ratio of 0.06%, while XLF charges 0.08%. On a $10,000 investment, this 0.02% difference costs approximately $2.00 per year.
Which fund is larger, VWO or XLF?
VWO has $158.4B in assets under management, making it the larger fund. Larger funds tend to have better liquidity and tighter bid-ask spreads.
What are the risks of investing in VWO vs XLF?
Both VWO and XLF carry market risk — their values can decline during market downturns. Past performance does not guarantee future results. Consider factors like volatility, sector concentration, and your own risk tolerance when evaluating either investment.
See how expense ratio differences affect your returns over time → Expense Ratio Calculator