VTI vs VTIP
VTI vs VTIP · Last updated April 5, 2026
| Metric | VTI | VTIP | |
|---|---|---|---|
| Price | $323.76 | $49.99 | — |
| Expense Ratio | 0.03% | 0.03% | — |
| Dividend Yield | N/A | N/A | — |
| AUM | $2.1T | $65.2B | VTI |
Performance Comparison
| Period | VTI | VTIP |
|---|---|---|
| 1M | -3.34% | +0.29% |
| 3M | -4.15% | +1.04% |
| 6M | -1.30% | +1.49% |
| YTD | -3.13% | +1.12% |
| 1Y | +31.84% | +3.85% |
| 3Y | N/A | N/A |
| 5Y | N/A | N/A |
Dividend Comparison
| Ex-Date | Ticker | Amount |
|---|---|---|
| April 1, 2026 | VTIP | $0.02 |
| March 27, 2026 | VTI | $1.00 |
| December 22, 2025 | VTI | $0.95 |
| December 18, 2025 | VTIP | $0.71 |
| October 1, 2025 | VTIP | $0.65 |
| September 29, 2025 | VTI | $0.91 |
| July 1, 2025 | VTIP | $0.43 |
| June 30, 2025 | VTI | $0.91 |
| April 1, 2025 | VTIP | $0.10 |
| March 27, 2025 | VTI | $0.99 |
| December 24, 2024 | VTIP | $0.53 |
| December 23, 2024 | VTI | $0.94 |
| October 1, 2024 | VTIP | $0.31 |
| September 27, 2024 | VTI | $0.87 |
| July 1, 2024 | VTIP | $0.44 |
| June 28, 2024 | VTI | $0.95 |
| April 1, 2024 | VTIP | $0.03 |
| March 22, 2024 | VTI | $0.91 |
| December 22, 2023 | VTIP | $0.64 |
| December 21, 2023 | VTI | $1.00 |
Key Differences
VTI and VTIP serve different roles in many portfolios. Understanding the specific differences in cost, performance, and risk profile can help clarify which fund aligns with different investment objectives.
Both VTI and VTIP charge an expense ratio of 0.03%, making annual fund costs identical. On a $100,000 portfolio, both charge $30.00 per year in management fees.
VTI is the larger fund with $2.1T in assets under management — roughly 32.0x the size of VTIP's $65.2B. Larger AUM generally correlates with higher trading volume, tighter bid-ask spreads, and lower trading costs for investors.
All metrics shown are based on historical and trailing data. Forward-looking expectations may differ significantly from past performance.
How to Compare VTI and VTIP
- If minimizing costs is a priority, compare the expense ratios: VTI charges 0.03% and VTIP charges 0.03%.
- For liquidity, larger funds with higher AUM typically have tighter bid-ask spreads and more efficient trading.
- Review historical performance across different time periods (1-month to 5-year) to understand how each has performed in various market conditions.
Frequently Asked Questions
Is VTI or VTIP a better investment?
Whether VTI or VTIP is more suitable depends on your individual investment goals, risk tolerance, and time horizon. VTI and VTIP differ in key metrics like expense ratio, dividend yield, and assets under management. This page provides objective data to help you compare the two.
What is the expense ratio difference between VTI and VTIP?
VTI has an expense ratio of 0.03%, while VTIP charges 0.03%. On a $10,000 investment, this 0.00% difference costs approximately $0.00 per year.
Which fund is larger, VTI or VTIP?
VTI has $2.1T in assets under management, making it the larger fund. Larger funds tend to have better liquidity and tighter bid-ask spreads.
What are the risks of investing in VTI vs VTIP?
Both VTI and VTIP carry market risk — their values can decline during market downturns. Past performance does not guarantee future results. Consider factors like volatility, sector concentration, and your own risk tolerance when evaluating either investment.
See how expense ratio differences affect your returns over time → Expense Ratio Calculator