VT vs VTIP
VT vs VTIP · Last updated April 5, 2026
| Metric | VT | VTIP | |
|---|---|---|---|
| Price | $139.37 | $49.99 | — |
| Expense Ratio | 0.06% | 0.03% | VTIP |
| Dividend Yield | N/A | N/A | — |
| AUM | $83.5B | $65.2B | VT |
Performance Comparison
| Period | VT | VTIP |
|---|---|---|
| 1M | -2.70% | +0.29% |
| 3M | -2.51% | +1.04% |
| 6M | +1.25% | +1.49% |
| YTD | -0.97% | +1.12% |
| 1Y | +34.33% | +3.85% |
| 3Y | N/A | N/A |
| 5Y | N/A | N/A |
Dividend Comparison
| Ex-Date | Ticker | Amount |
|---|---|---|
| April 1, 2026 | VTIP | $0.02 |
| March 20, 2026 | VT | $0.33 |
| December 19, 2025 | VT | $1.12 |
| December 18, 2025 | VTIP | $0.71 |
| October 1, 2025 | VTIP | $0.65 |
| September 19, 2025 | VT | $0.48 |
| July 1, 2025 | VTIP | $0.43 |
| June 20, 2025 | VT | $0.60 |
| April 1, 2025 | VTIP | $0.10 |
| March 21, 2025 | VT | $0.39 |
| December 24, 2024 | VTIP | $0.53 |
| December 20, 2024 | VT | $0.88 |
| October 1, 2024 | VTIP | $0.31 |
| September 20, 2024 | VT | $0.42 |
| July 1, 2024 | VTIP | $0.44 |
| June 21, 2024 | VT | $0.58 |
| April 1, 2024 | VTIP | $0.03 |
| March 15, 2024 | VT | $0.42 |
| December 22, 2023 | VTIP | $0.64 |
| December 18, 2023 | VT | $0.80 |
Key Differences
When choosing between VT and VTIP, several key metrics help distinguish these two ETFs. The following analysis covers the most relevant data points.
On the cost front, VTIP (0.03% expense ratio) is more economical than VT (0.06%). For a $100,000 investment, the annual fee difference is $30.00. Over decades, this cost advantage compounds meaningfully.
In terms of fund size, VT manages $83.5B compared to VTIP's $65.2B. This size advantage typically means VT has better liquidity, making it easier to trade large positions without significant price impact.
These metrics provide a quantitative foundation for comparing VT and VTIP. Individual investment suitability depends on personal financial circumstances, goals, and risk tolerance.
How to Compare VT and VTIP
- If minimizing costs is a priority, compare the expense ratios: VT charges 0.06% and VTIP charges 0.03%.
- For liquidity, larger funds with higher AUM typically have tighter bid-ask spreads and more efficient trading.
- Review historical performance across different time periods (1-month to 5-year) to understand how each has performed in various market conditions.
Frequently Asked Questions
Is VT or VTIP a better investment?
Whether VT or VTIP is more suitable depends on your individual investment goals, risk tolerance, and time horizon. VT and VTIP differ in key metrics like expense ratio, dividend yield, and assets under management. This page provides objective data to help you compare the two.
What is the expense ratio difference between VT and VTIP?
VTIP has an expense ratio of 0.03%, while VT charges 0.06%. On a $10,000 investment, this 0.03% difference costs approximately $3.00 per year.
Which fund is larger, VT or VTIP?
VT has $83.5B in assets under management, making it the larger fund. Larger funds tend to have better liquidity and tighter bid-ask spreads.
What are the risks of investing in VT vs VTIP?
Both VT and VTIP carry market risk — their values can decline during market downturns. Past performance does not guarantee future results. Consider factors like volatility, sector concentration, and your own risk tolerance when evaluating either investment.
See how expense ratio differences affect your returns over time → Expense Ratio Calculator