SCHX vs SPY
SCHX vs SPY · Last updated April 5, 2026
| Metric | SCHX | SPY | |
|---|---|---|---|
| Price | $25.86 | $655.83 | — |
| Expense Ratio | 0.03% | 0.09% | SCHX |
| Dividend Yield | N/A | N/A | — |
| AUM | $64.1B | $698.3B | SPY |
Performance Comparison
| Period | SCHX | SPY |
|---|---|---|
| 1M | -3.52% | -3.48% |
| 3M | -4.55% | -4.38% |
| 6M | -1.77% | -1.44% |
| YTD | -3.63% | -3.56% |
| 1Y | +31.14% | +31.28% |
| 3Y | N/A | N/A |
| 5Y | N/A | N/A |
Dividend Comparison
| Ex-Date | Ticker | Amount |
|---|---|---|
| March 25, 2026 | SCHX | $0.07 |
| March 20, 2026 | SPY | $1.80 |
| December 19, 2025 | SPY | $1.99 |
| December 10, 2025 | SCHX | $0.08 |
| September 24, 2025 | SCHX | $0.07 |
| September 19, 2025 | SPY | $1.83 |
| June 25, 2025 | SCHX | $0.07 |
| June 20, 2025 | SPY | $1.76 |
| March 26, 2025 | SCHX | $0.07 |
| March 21, 2025 | SPY | $1.70 |
| December 20, 2024 | SPY | $1.97 |
| December 11, 2024 | SCHX | $0.08 |
| September 25, 2024 | SCHX | $0.07 |
| September 20, 2024 | SPY | $1.75 |
| June 26, 2024 | SCHX | $0.07 |
| June 21, 2024 | SPY | $1.76 |
| March 20, 2024 | SCHX | $0.07 |
| March 15, 2024 | SPY | $1.60 |
| December 15, 2023 | SPY | $1.91 |
| December 6, 2023 | SCHX | $0.07 |
Key Differences
SCHX (SCHX) and SPY (SPY) are both popular exchange-traded funds that investors frequently compare. Here is how they differ based on the latest available data.
SCHX charges an expense ratio of 0.03%, which is lower than SPY's 0.09%. This 0.06% difference translates to approximately $64.50 per year on a $100,000 investment. Over a 30-year period, the compounding effect of lower fees could result in a difference of roughly $2,902.50.
SPY is the larger fund with $698.3B in assets under management — roughly 10.9x the size of SCHX's $64.1B. Larger AUM generally correlates with higher trading volume, tighter bid-ask spreads, and lower trading costs for investors.
All metrics shown are based on historical and trailing data. Forward-looking expectations may differ significantly from past performance.
How to Compare SCHX and SPY
- If minimizing costs is a priority, compare the expense ratios: SCHX charges 0.03% and SPY charges 0.09%.
- For liquidity, larger funds with higher AUM typically have tighter bid-ask spreads and more efficient trading.
- Review historical performance across different time periods (1-month to 5-year) to understand how each has performed in various market conditions.
Frequently Asked Questions
Is SCHX or SPY a better investment?
Whether SCHX or SPY is more suitable depends on your individual investment goals, risk tolerance, and time horizon. SCHX and SPY differ in key metrics like expense ratio, dividend yield, and assets under management. This page provides objective data to help you compare the two.
What is the expense ratio difference between SCHX and SPY?
SCHX has an expense ratio of 0.03%, while SPY charges 0.09%. On a $10,000 investment, this 0.06% difference costs approximately $6.45 per year.
Which fund is larger, SCHX or SPY?
SPY has $698.3B in assets under management, making it the larger fund. Larger funds tend to have better liquidity and tighter bid-ask spreads.
What are the risks of investing in SCHX vs SPY?
Both SCHX and SPY carry market risk — their values can decline during market downturns. Past performance does not guarantee future results. Consider factors like volatility, sector concentration, and your own risk tolerance when evaluating either investment.
See how expense ratio differences affect your returns over time → Expense Ratio Calculator