SCHF vs VTI
SCHF vs VTI · Last updated April 5, 2026
| Metric | SCHF | VTI | |
|---|---|---|---|
| Price | $24.98 | $323.76 | — |
| Expense Ratio | 0.03% | 0.03% | — |
| Dividend Yield | N/A | N/A | — |
| AUM | $62.9B | $2.1T | VTI |
Performance Comparison
| Period | SCHF | VTI |
|---|---|---|
| 1M | -1.38% | -3.34% |
| 3M | +1.42% | -4.15% |
| 6M | +8.28% | -1.30% |
| YTD | +3.91% | -3.13% |
| 1Y | +41.72% | +31.84% |
| 3Y | N/A | N/A |
| 5Y | N/A | N/A |
Dividend Comparison
| Ex-Date | Ticker | Amount |
|---|---|---|
| March 27, 2026 | VTI | $1.00 |
| December 22, 2025 | VTI | $0.95 |
| December 11, 2025 | SCHF | $0.68 |
| September 29, 2025 | VTI | $0.91 |
| June 30, 2025 | VTI | $0.91 |
| June 25, 2025 | SCHF | $0.14 |
| March 27, 2025 | VTI | $0.99 |
| December 23, 2024 | VTI | $0.94 |
| December 13, 2024 | SCHF | $0.42 |
| September 27, 2024 | VTI | $0.87 |
| June 28, 2024 | VTI | $0.95 |
| June 26, 2024 | SCHF | $0.18 |
| March 22, 2024 | VTI | $0.91 |
| December 21, 2023 | VTI | $1.00 |
| December 6, 2023 | SCHF | $0.35 |
| September 21, 2023 | VTI | $0.80 |
| June 23, 2023 | VTI | $0.83 |
| June 21, 2023 | SCHF | $0.20 |
| December 7, 2022 | SCHF | $0.31 |
| June 22, 2022 | SCHF | $0.14 |
Key Differences
SCHF (SCHF) and VTI (VTI) are both popular exchange-traded funds that investors frequently compare. Here is how they differ based on the latest available data.
Both SCHF and VTI charge an expense ratio of 0.03%, making annual fund costs identical. On a $100,000 portfolio, both charge $30.00 per year in management fees.
In terms of fund size, VTI manages $2.1T compared to SCHF's $62.9B. This size advantage typically means VTI has better liquidity, making it easier to trade large positions without significant price impact.
All metrics shown are based on historical and trailing data. Forward-looking expectations may differ significantly from past performance.
How to Compare SCHF and VTI
- If minimizing costs is a priority, compare the expense ratios: SCHF charges 0.03% and VTI charges 0.03%.
- For liquidity, larger funds with higher AUM typically have tighter bid-ask spreads and more efficient trading.
- Review historical performance across different time periods (1-month to 5-year) to understand how each has performed in various market conditions.
Frequently Asked Questions
Is SCHF or VTI a better investment?
Whether SCHF or VTI is more suitable depends on your individual investment goals, risk tolerance, and time horizon. SCHF and VTI differ in key metrics like expense ratio, dividend yield, and assets under management. This page provides objective data to help you compare the two.
What is the expense ratio difference between SCHF and VTI?
SCHF has an expense ratio of 0.03%, while VTI charges 0.03%. On a $10,000 investment, this 0.00% difference costs approximately $0.00 per year.
Which fund is larger, SCHF or VTI?
VTI has $2.1T in assets under management, making it the larger fund. Larger funds tend to have better liquidity and tighter bid-ask spreads.
What are the risks of investing in SCHF vs VTI?
Both SCHF and VTI carry market risk — their values can decline during market downturns. Past performance does not guarantee future results. Consider factors like volatility, sector concentration, and your own risk tolerance when evaluating either investment.
See how expense ratio differences affect your returns over time → Expense Ratio Calculator