QQQ vs SCHD
QQQ vs SCHD · Last updated April 5, 2026
| Metric | QQQ | SCHD | |
|---|---|---|---|
| Price | $584.98 | $30.56 | — |
| Expense Ratio | 0.18% | 0.06% | SCHD |
| Dividend Yield | N/A | N/A | — |
| AUM | $395.0B | $85.9B | QQQ |
Performance Comparison
| Period | QQQ | SCHD |
|---|---|---|
| 1M | -3.81% | -1.41% |
| 3M | -5.22% | +10.42% |
| 6M | -2.77% | +13.59% |
| YTD | -4.65% | +12.35% |
| 1Y | +39.07% | +25.56% |
| 3Y | N/A | N/A |
| 5Y | N/A | N/A |
Dividend Comparison
| Ex-Date | Ticker | Amount |
|---|---|---|
| March 25, 2026 | SCHD | $0.26 |
| March 23, 2026 | QQQ | $0.73 |
| December 22, 2025 | QQQ | $0.79 |
| December 10, 2025 | SCHD | $0.28 |
| September 24, 2025 | SCHD | $0.26 |
| September 22, 2025 | QQQ | $0.69 |
| June 25, 2025 | SCHD | $0.26 |
| June 23, 2025 | QQQ | $0.59 |
| March 26, 2025 | SCHD | $0.25 |
| March 24, 2025 | QQQ | $0.72 |
| December 23, 2024 | QQQ | $0.84 |
| December 11, 2024 | SCHD | $0.27 |
| September 25, 2024 | SCHD | $0.25 |
| September 23, 2024 | QQQ | $0.68 |
| June 26, 2024 | SCHD | $0.27 |
| June 24, 2024 | QQQ | $0.76 |
| March 20, 2024 | SCHD | $0.20 |
| March 18, 2024 | QQQ | $0.57 |
| December 27, 2023 | QQQ | $0.22 |
| December 18, 2023 | QQQ | $0.81 |
Key Differences
QQQ and SCHD serve different roles in many portfolios. Understanding the specific differences in cost, performance, and risk profile can help clarify which fund aligns with different investment objectives.
On the cost front, SCHD (0.06% expense ratio) is more economical than QQQ (0.18%). For a $100,000 investment, the annual fee difference is $120.00. Over decades, this cost advantage compounds meaningfully.
In terms of fund size, QQQ manages $395.0B compared to SCHD's $85.9B. This size advantage typically means QQQ has better liquidity, making it easier to trade large positions without significant price impact.
The data above reflects the most recent available information. Market conditions change frequently, and investors should verify current figures before making decisions.
How to Compare QQQ and SCHD
- If minimizing costs is a priority, compare the expense ratios: QQQ charges 0.18% and SCHD charges 0.06%.
- For liquidity, larger funds with higher AUM typically have tighter bid-ask spreads and more efficient trading.
- Review historical performance across different time periods (1-month to 5-year) to understand how each has performed in various market conditions.
Frequently Asked Questions
Is QQQ or SCHD a better investment?
Whether QQQ or SCHD is more suitable depends on your individual investment goals, risk tolerance, and time horizon. QQQ and SCHD differ in key metrics like expense ratio, dividend yield, and assets under management. This page provides objective data to help you compare the two.
What is the expense ratio difference between QQQ and SCHD?
SCHD has an expense ratio of 0.06%, while QQQ charges 0.18%. On a $10,000 investment, this 0.12% difference costs approximately $12.00 per year.
Which fund is larger, QQQ or SCHD?
QQQ has $395.0B in assets under management, making it the larger fund. Larger funds tend to have better liquidity and tighter bid-ask spreads.
What are the risks of investing in QQQ vs SCHD?
Both QQQ and SCHD carry market risk — their values can decline during market downturns. Past performance does not guarantee future results. Consider factors like volatility, sector concentration, and your own risk tolerance when evaluating either investment.
See how expense ratio differences affect your returns over time → Expense Ratio Calculator