LQD vs VTI
LQD vs VTI · Last updated April 5, 2026
| Metric | LQD | VTI | |
|---|---|---|---|
| Price | $109.12 | $323.76 | — |
| Expense Ratio | 0.14% | 0.03% | VTI |
| Dividend Yield | N/A | N/A | — |
| AUM | $32.0B | $2.1T | VTI |
Performance Comparison
| Period | LQD | VTI |
|---|---|---|
| 1M | -0.87% | -3.34% |
| 3M | -0.11% | -4.15% |
| 6M | +0.05% | -1.30% |
| YTD | +0.15% | -3.13% |
| 1Y | +4.94% | +31.84% |
| 3Y | N/A | N/A |
| 5Y | N/A | N/A |
Dividend Comparison
| Ex-Date | Ticker | Amount |
|---|---|---|
| April 1, 2026 | LQD | $0.45 |
| March 27, 2026 | VTI | $1.00 |
| March 2, 2026 | LQD | $0.38 |
| February 2, 2026 | LQD | $0.41 |
| December 22, 2025 | VTI | $0.95 |
| December 19, 2025 | LQD | $0.44 |
| December 1, 2025 | LQD | $0.41 |
| November 3, 2025 | LQD | $0.40 |
| October 1, 2025 | LQD | $0.41 |
| September 29, 2025 | VTI | $0.91 |
| September 2, 2025 | LQD | $0.38 |
| August 1, 2025 | LQD | $0.44 |
| July 1, 2025 | LQD | $0.40 |
| June 30, 2025 | VTI | $0.91 |
| June 2, 2025 | LQD | $0.40 |
| May 1, 2025 | LQD | $0.43 |
| March 27, 2025 | VTI | $0.99 |
| December 23, 2024 | VTI | $0.94 |
| September 27, 2024 | VTI | $0.87 |
| June 28, 2024 | VTI | $0.95 |
Key Differences
LQD (LQD) and VTI (VTI) are both popular exchange-traded funds that investors frequently compare. Here is how they differ based on the latest available data.
VTI charges an expense ratio of 0.03%, which is lower than LQD's 0.14%. This 0.11% difference translates to approximately $110.00 per year on a $100,000 investment. Over a 30-year period, the compounding effect of lower fees could result in a difference of roughly $4,950.00.
VTI is the larger fund with $2.1T in assets under management — roughly 65.3x the size of LQD's $32.0B. Larger AUM generally correlates with higher trading volume, tighter bid-ask spreads, and lower trading costs for investors.
These metrics provide a quantitative foundation for comparing LQD and VTI. Individual investment suitability depends on personal financial circumstances, goals, and risk tolerance.
How to Compare LQD and VTI
- If minimizing costs is a priority, compare the expense ratios: LQD charges 0.14% and VTI charges 0.03%.
- For liquidity, larger funds with higher AUM typically have tighter bid-ask spreads and more efficient trading.
- Review historical performance across different time periods (1-month to 5-year) to understand how each has performed in various market conditions.
Frequently Asked Questions
Is LQD or VTI a better investment?
Whether LQD or VTI is more suitable depends on your individual investment goals, risk tolerance, and time horizon. LQD and VTI differ in key metrics like expense ratio, dividend yield, and assets under management. This page provides objective data to help you compare the two.
What is the expense ratio difference between LQD and VTI?
VTI has an expense ratio of 0.03%, while LQD charges 0.14%. On a $10,000 investment, this 0.11% difference costs approximately $11.00 per year.
Which fund is larger, LQD or VTI?
VTI has $2.1T in assets under management, making it the larger fund. Larger funds tend to have better liquidity and tighter bid-ask spreads.
What are the risks of investing in LQD vs VTI?
Both LQD and VTI carry market risk — their values can decline during market downturns. Past performance does not guarantee future results. Consider factors like volatility, sector concentration, and your own risk tolerance when evaluating either investment.
See how expense ratio differences affect your returns over time → Expense Ratio Calculator