IBIT vs VTI
IBIT vs VTI · Last updated April 5, 2026
| Metric | IBIT | VTI | |
|---|---|---|---|
| Price | $37.97 | $323.76 | — |
| Expense Ratio | 0.25% | 0.03% | VTI |
| Dividend Yield | N/A | N/A | — |
| AUM | $50.1B | $2.1T | VTI |
Performance Comparison
| Period | IBIT | VTI |
|---|---|---|
| 1M | -5.99% | -3.34% |
| 3M | -28.97% | -4.15% |
| 6M | -45.61% | -1.30% |
| YTD | -23.52% | -3.13% |
| 1Y | -20.42% | +31.84% |
| 3Y | N/A | N/A |
| 5Y | N/A | N/A |
Dividend Comparison
| Ex-Date | Ticker | Amount |
|---|---|---|
| March 27, 2026 | VTI | $1.00 |
| December 22, 2025 | VTI | $0.95 |
| September 29, 2025 | VTI | $0.91 |
| June 30, 2025 | VTI | $0.91 |
| March 27, 2025 | VTI | $0.99 |
| December 23, 2024 | VTI | $0.94 |
| September 27, 2024 | VTI | $0.87 |
| June 28, 2024 | VTI | $0.95 |
| March 22, 2024 | VTI | $0.91 |
| December 21, 2023 | VTI | $1.00 |
| September 21, 2023 | VTI | $0.80 |
| June 23, 2023 | VTI | $0.83 |
Key Differences
IBIT and VTI serve different roles in many portfolios. Understanding the specific differences in cost, performance, and risk profile can help clarify which fund aligns with different investment objectives.
On the cost front, VTI (0.03% expense ratio) is more economical than IBIT (0.25%). For a $100,000 investment, the annual fee difference is $220.00. Over decades, this cost advantage compounds meaningfully.
In terms of fund size, VTI manages $2.1T compared to IBIT's $50.1B. This size advantage typically means VTI has better liquidity, making it easier to trade large positions without significant price impact.
The data above reflects the most recent available information. Market conditions change frequently, and investors should verify current figures before making decisions.
How to Compare IBIT and VTI
- If minimizing costs is a priority, compare the expense ratios: IBIT charges 0.25% and VTI charges 0.03%.
- For liquidity, larger funds with higher AUM typically have tighter bid-ask spreads and more efficient trading.
- Review historical performance across different time periods (1-month to 5-year) to understand how each has performed in various market conditions.
Frequently Asked Questions
Is IBIT or VTI a better investment?
Whether IBIT or VTI is more suitable depends on your individual investment goals, risk tolerance, and time horizon. IBIT and VTI differ in key metrics like expense ratio, dividend yield, and assets under management. This page provides objective data to help you compare the two.
What is the expense ratio difference between IBIT and VTI?
VTI has an expense ratio of 0.03%, while IBIT charges 0.25%. On a $10,000 investment, this 0.22% difference costs approximately $22.00 per year.
Which fund is larger, IBIT or VTI?
VTI has $2.1T in assets under management, making it the larger fund. Larger funds tend to have better liquidity and tighter bid-ask spreads.
What are the risks of investing in IBIT vs VTI?
Both IBIT and VTI carry market risk — their values can decline during market downturns. Past performance does not guarantee future results. Consider factors like volatility, sector concentration, and your own risk tolerance when evaluating either investment.
See how expense ratio differences affect your returns over time → Expense Ratio Calculator