AGG vs XLC
AGG vs XLC · Last updated April 5, 2026
| Metric | AGG | XLC | |
|---|---|---|---|
| Price | $99.23 | $111.70 | — |
| Expense Ratio | 0.03% | 0.08% | AGG |
| Dividend Yield | N/A | N/A | — |
| AUM | $141.2B | $27.2B | AGG |
Performance Comparison
| Period | AGG | XLC |
|---|---|---|
| 1M | -0.67% | -5.39% |
| 3M | +0.16% | -4.84% |
| 6M | +1.01% | -3.41% |
| YTD | +0.32% | -4.81% |
| 1Y | +3.76% | +29.64% |
| 3Y | N/A | N/A |
| 5Y | N/A | N/A |
Dividend Comparison
| Ex-Date | Ticker | Amount |
|---|---|---|
| April 1, 2026 | AGG | $0.34 |
| March 23, 2026 | XLC | $0.36 |
| March 2, 2026 | AGG | $0.32 |
| February 2, 2026 | AGG | $0.33 |
| December 22, 2025 | XLC | $0.38 |
| December 19, 2025 | AGG | $0.33 |
| December 1, 2025 | AGG | $0.33 |
| November 3, 2025 | AGG | $0.33 |
| October 1, 2025 | AGG | $0.33 |
| September 22, 2025 | XLC | $0.42 |
| September 2, 2025 | AGG | $0.33 |
| August 1, 2025 | AGG | $0.33 |
| July 1, 2025 | AGG | $0.32 |
| June 23, 2025 | XLC | $0.25 |
| June 2, 2025 | AGG | $0.32 |
| May 1, 2025 | AGG | $0.32 |
| March 24, 2025 | XLC | $0.29 |
| December 23, 2024 | XLC | $0.25 |
| September 23, 2024 | XLC | $0.27 |
| June 24, 2024 | XLC | $0.22 |
Key Differences
AGG (AGG) and XLC (XLC) are both popular exchange-traded funds that investors frequently compare. Here is how they differ based on the latest available data.
AGG charges an expense ratio of 0.03%, which is lower than XLC's 0.08%. This 0.05% difference translates to approximately $50.00 per year on a $100,000 investment. Over a 30-year period, the compounding effect of lower fees could result in a difference of roughly $2,250.00.
AGG is the larger fund with $141.2B in assets under management — roughly 5.2x the size of XLC's $27.2B. Larger AUM generally correlates with higher trading volume, tighter bid-ask spreads, and lower trading costs for investors.
All metrics shown are based on historical and trailing data. Forward-looking expectations may differ significantly from past performance.
How to Compare AGG and XLC
- If minimizing costs is a priority, compare the expense ratios: AGG charges 0.03% and XLC charges 0.08%.
- For liquidity, larger funds with higher AUM typically have tighter bid-ask spreads and more efficient trading.
- Review historical performance across different time periods (1-month to 5-year) to understand how each has performed in various market conditions.
Frequently Asked Questions
Is AGG or XLC a better investment?
Whether AGG or XLC is more suitable depends on your individual investment goals, risk tolerance, and time horizon. AGG and XLC differ in key metrics like expense ratio, dividend yield, and assets under management. This page provides objective data to help you compare the two.
What is the expense ratio difference between AGG and XLC?
AGG has an expense ratio of 0.03%, while XLC charges 0.08%. On a $10,000 investment, this 0.05% difference costs approximately $5.00 per year.
Which fund is larger, AGG or XLC?
AGG has $141.2B in assets under management, making it the larger fund. Larger funds tend to have better liquidity and tighter bid-ask spreads.
What are the risks of investing in AGG vs XLC?
Both AGG and XLC carry market risk — their values can decline during market downturns. Past performance does not guarantee future results. Consider factors like volatility, sector concentration, and your own risk tolerance when evaluating either investment.
See how expense ratio differences affect your returns over time → Expense Ratio Calculator