XLF vs XLV
XLF vs XLV · Last updated April 5, 2026
| Metric | XLF | XLV | |
|---|---|---|---|
| Price | $49.53 | $146.81 | — |
| Expense Ratio | 0.08% | 0.08% | — |
| Dividend Yield | N/A | N/A | — |
| AUM | $49.7B | $43.1B | XLF |
Performance Comparison
| Period | XLF | XLV |
|---|---|---|
| 1M | -2.82% | -4.22% |
| 3M | -11.30% | -4.92% |
| 6M | -7.00% | +2.22% |
| YTD | -9.10% | -4.77% |
| 1Y | +13.79% | +10.46% |
| 3Y | N/A | N/A |
| 5Y | N/A | N/A |
Dividend Comparison
| Ex-Date | Ticker | Amount |
|---|---|---|
| March 23, 2026 | XLF | $0.25 |
| March 23, 2026 | XLV | $0.60 |
| December 22, 2025 | XLF | $0.19 |
| December 22, 2025 | XLV | $0.66 |
| September 22, 2025 | XLF | $0.18 |
| September 22, 2025 | XLV | $0.63 |
| June 23, 2025 | XLF | $0.17 |
| June 23, 2025 | XLV | $0.63 |
| March 24, 2025 | XLF | $0.18 |
| March 24, 2025 | XLV | $0.57 |
| December 23, 2024 | XLF | $0.21 |
| December 23, 2024 | XLV | $0.62 |
| September 23, 2024 | XLF | $0.17 |
| September 23, 2024 | XLV | $0.58 |
| June 24, 2024 | XLF | $0.16 |
| June 24, 2024 | XLV | $0.57 |
| March 18, 2024 | XLF | $0.15 |
| March 18, 2024 | XLV | $0.52 |
| December 18, 2023 | XLF | $0.18 |
| December 18, 2023 | XLV | $0.60 |
Key Differences
XLF (XLF) and XLV (XLV) are both popular exchange-traded funds that investors frequently compare. Here is how they differ based on the latest available data.
Both XLF and XLV charge an expense ratio of 0.08%, making annual fund costs identical. On a $100,000 portfolio, both charge $80.00 per year in management fees.
XLF is the larger fund with $49.7B in assets under management — roughly 1.2x the size of XLV's $43.1B. Larger AUM generally correlates with higher trading volume, tighter bid-ask spreads, and lower trading costs for investors.
All metrics shown are based on historical and trailing data. Forward-looking expectations may differ significantly from past performance.
How to Compare XLF and XLV
- If minimizing costs is a priority, compare the expense ratios: XLF charges 0.08% and XLV charges 0.08%.
- For liquidity, larger funds with higher AUM typically have tighter bid-ask spreads and more efficient trading.
- Review historical performance across different time periods (1-month to 5-year) to understand how each has performed in various market conditions.
Frequently Asked Questions
Is XLF or XLV a better investment?
Whether XLF or XLV is more suitable depends on your individual investment goals, risk tolerance, and time horizon. XLF and XLV differ in key metrics like expense ratio, dividend yield, and assets under management. This page provides objective data to help you compare the two.
What is the expense ratio difference between XLF and XLV?
XLF has an expense ratio of 0.08%, while XLV charges 0.08%. On a $10,000 investment, this 0.00% difference costs approximately $0.00 per year.
Which fund is larger, XLF or XLV?
XLF has $49.7B in assets under management, making it the larger fund. Larger funds tend to have better liquidity and tighter bid-ask spreads.
What are the risks of investing in XLF vs XLV?
Both XLF and XLV carry market risk — their values can decline during market downturns. Past performance does not guarantee future results. Consider factors like volatility, sector concentration, and your own risk tolerance when evaluating either investment.
See how expense ratio differences affect your returns over time → Expense Ratio Calculator