VTIP vs XLE
VTIP vs XLE · Last updated April 5, 2026
| Metric | VTIP | XLE | |
|---|---|---|---|
| Price | $49.99 | $59.25 | — |
| Expense Ratio | 0.03% | 0.08% | VTIP |
| Dividend Yield | N/A | N/A | — |
| AUM | $65.2B | $37.9B | VTIP |
Performance Comparison
| Period | VTIP | XLE |
|---|---|---|
| 1M | +0.29% | +5.59% |
| 3M | +1.04% | +27.19% |
| 6M | +1.49% | +35.30% |
| YTD | +1.12% | +33.39% |
| 1Y | +3.85% | +55.29% |
| 3Y | N/A | N/A |
| 5Y | N/A | N/A |
Dividend Comparison
| Ex-Date | Ticker | Amount |
|---|---|---|
| April 1, 2026 | VTIP | $0.02 |
| March 23, 2026 | XLE | $0.39 |
| December 22, 2025 | XLE | $0.37 |
| December 18, 2025 | VTIP | $0.71 |
| October 1, 2025 | VTIP | $0.65 |
| September 22, 2025 | XLE | $0.37 |
| July 1, 2025 | VTIP | $0.43 |
| June 23, 2025 | XLE | $0.36 |
| April 1, 2025 | VTIP | $0.10 |
| March 24, 2025 | XLE | $0.36 |
| December 24, 2024 | VTIP | $0.53 |
| December 23, 2024 | XLE | $0.35 |
| October 1, 2024 | VTIP | $0.31 |
| September 23, 2024 | XLE | $0.36 |
| July 1, 2024 | VTIP | $0.44 |
| June 24, 2024 | XLE | $0.36 |
| April 1, 2024 | VTIP | $0.03 |
| March 18, 2024 | XLE | $0.37 |
| December 22, 2023 | VTIP | $0.64 |
| December 18, 2023 | XLE | $0.40 |
Key Differences
VTIP (VTIP) and XLE (XLE) are both popular exchange-traded funds that investors frequently compare. Here is how they differ based on the latest available data.
VTIP charges an expense ratio of 0.03%, which is lower than XLE's 0.08%. This 0.05% difference translates to approximately $50.00 per year on a $100,000 investment. Over a 30-year period, the compounding effect of lower fees could result in a difference of roughly $2,250.00.
VTIP is the larger fund with $65.2B in assets under management — roughly 1.7x the size of XLE's $37.9B. Larger AUM generally correlates with higher trading volume, tighter bid-ask spreads, and lower trading costs for investors.
All metrics shown are based on historical and trailing data. Forward-looking expectations may differ significantly from past performance.
How to Compare VTIP and XLE
- If minimizing costs is a priority, compare the expense ratios: VTIP charges 0.03% and XLE charges 0.08%.
- For liquidity, larger funds with higher AUM typically have tighter bid-ask spreads and more efficient trading.
- Review historical performance across different time periods (1-month to 5-year) to understand how each has performed in various market conditions.
Frequently Asked Questions
Is VTIP or XLE a better investment?
Whether VTIP or XLE is more suitable depends on your individual investment goals, risk tolerance, and time horizon. VTIP and XLE differ in key metrics like expense ratio, dividend yield, and assets under management. This page provides objective data to help you compare the two.
What is the expense ratio difference between VTIP and XLE?
VTIP has an expense ratio of 0.03%, while XLE charges 0.08%. On a $10,000 investment, this 0.05% difference costs approximately $5.00 per year.
Which fund is larger, VTIP or XLE?
VTIP has $65.2B in assets under management, making it the larger fund. Larger funds tend to have better liquidity and tighter bid-ask spreads.
What are the risks of investing in VTIP vs XLE?
Both VTIP and XLE carry market risk — their values can decline during market downturns. Past performance does not guarantee future results. Consider factors like volatility, sector concentration, and your own risk tolerance when evaluating either investment.
See how expense ratio differences affect your returns over time → Expense Ratio Calculator