VNQ vs VTIP
VNQ vs VTIP · Last updated April 5, 2026
| Metric | VNQ | VTIP | |
|---|---|---|---|
| Price | $90.23 | $49.99 | — |
| Expense Ratio | 0.13% | 0.03% | VTIP |
| Dividend Yield | N/A | N/A | — |
| AUM | $69.6B | $65.2B | VNQ |
Performance Comparison
| Period | VNQ | VTIP |
|---|---|---|
| 1M | -3.58% | +0.29% |
| 3M | +2.79% | +1.04% |
| 6M | +0.66% | +1.49% |
| YTD | +3.06% | +1.12% |
| 1Y | +11.42% | +3.85% |
| 3Y | N/A | N/A |
| 5Y | N/A | N/A |
Dividend Comparison
| Ex-Date | Ticker | Amount |
|---|---|---|
| April 1, 2026 | VTIP | $0.02 |
| March 24, 2026 | VNQ | $0.95 |
| December 22, 2025 | VNQ | $0.80 |
| December 18, 2025 | VTIP | $0.71 |
| October 1, 2025 | VTIP | $0.65 |
| September 24, 2025 | VNQ | $0.87 |
| July 1, 2025 | VTIP | $0.43 |
| June 26, 2025 | VNQ | $0.87 |
| April 1, 2025 | VTIP | $0.10 |
| March 25, 2025 | VNQ | $0.93 |
| December 24, 2024 | VTIP | $0.53 |
| December 23, 2024 | VNQ | $0.86 |
| October 1, 2024 | VTIP | $0.31 |
| September 27, 2024 | VNQ | $0.81 |
| July 1, 2024 | VTIP | $0.44 |
| June 28, 2024 | VNQ | $1.03 |
| April 1, 2024 | VTIP | $0.03 |
| March 22, 2024 | VNQ | $0.73 |
| December 22, 2023 | VTIP | $0.64 |
| December 21, 2023 | VNQ | $1.07 |
Key Differences
VNQ and VTIP serve different roles in many portfolios. Understanding the specific differences in cost, performance, and risk profile can help clarify which fund aligns with different investment objectives.
VTIP charges an expense ratio of 0.03%, which is lower than VNQ's 0.13%. This 0.10% difference translates to approximately $100.00 per year on a $100,000 investment. Over a 30-year period, the compounding effect of lower fees could result in a difference of roughly $4,500.00.
VNQ is the larger fund with $69.6B in assets under management — roughly 1.1x the size of VTIP's $65.2B. Larger AUM generally correlates with higher trading volume, tighter bid-ask spreads, and lower trading costs for investors.
The data above reflects the most recent available information. Market conditions change frequently, and investors should verify current figures before making decisions.
How to Compare VNQ and VTIP
- If minimizing costs is a priority, compare the expense ratios: VNQ charges 0.13% and VTIP charges 0.03%.
- For liquidity, larger funds with higher AUM typically have tighter bid-ask spreads and more efficient trading.
- Review historical performance across different time periods (1-month to 5-year) to understand how each has performed in various market conditions.
Frequently Asked Questions
Is VNQ or VTIP a better investment?
Whether VNQ or VTIP is more suitable depends on your individual investment goals, risk tolerance, and time horizon. VNQ and VTIP differ in key metrics like expense ratio, dividend yield, and assets under management. This page provides objective data to help you compare the two.
What is the expense ratio difference between VNQ and VTIP?
VTIP has an expense ratio of 0.03%, while VNQ charges 0.13%. On a $10,000 investment, this 0.10% difference costs approximately $10.00 per year.
Which fund is larger, VNQ or VTIP?
VNQ has $69.6B in assets under management, making it the larger fund. Larger funds tend to have better liquidity and tighter bid-ask spreads.
What are the risks of investing in VNQ vs VTIP?
Both VNQ and VTIP carry market risk — their values can decline during market downturns. Past performance does not guarantee future results. Consider factors like volatility, sector concentration, and your own risk tolerance when evaluating either investment.
See how expense ratio differences affect your returns over time → Expense Ratio Calculator