SMCI vs SOFI
SMCI vs SOFI · Last updated April 5, 2026
| Metric | SMCI | SOFI | |
|---|---|---|---|
| Price | $23.22 | $15.85 | — |
| Market Cap | $13.9B | $20.2B | SOFI |
| P/E Ratio | 16.95 | 40.64 | SMCI |
| Dividend Yield | N/A | N/A | — |
Performance Comparison
| Period | SMCI | SOFI |
|---|---|---|
| 1M | -27.98% | -17.66% |
| 3M | -22.78% | -45.87% |
| 6M | -55.31% | -37.20% |
| YTD | -20.67% | -39.46% |
| 1Y | -22.13% | +65.62% |
| 3Y | N/A | N/A |
| 5Y | N/A | N/A |
Dividend Comparison
No dividend data available for these securities.
Key Differences
SMCI (SMCI) and SOFI (SOFI) are both popular publicly traded companies that investors frequently compare. Here is how they differ based on the latest available data.
SOFI has a market capitalization of $20.2B (large-cap), which is 1.4x the size of SMCI's $13.9B (large-cap). Larger companies tend to have more stable prices, while smaller companies may offer higher growth potential with greater volatility.
On a valuation basis, SMCI trades at a trailing P/E ratio of 16.9, while SOFI trades at 40.6. A lower P/E may suggest a more attractive valuation relative to current earnings, though it can also reflect lower growth expectations. The P/E ratio should be considered alongside other metrics and industry context.
These metrics provide a quantitative foundation for comparing SMCI and SOFI. Individual investment suitability depends on personal financial circumstances, goals, and risk tolerance.
How to Compare SMCI and SOFI
- Compare valuations: SMCI trades at a P/E of 16.9 while SOFI trades at 40.6.
- Consider company size: SMCI ($13.9B) vs SOFI ($20.2B).
- Review historical performance across different time periods (1-month to 5-year) to understand how each has performed in various market conditions.
Frequently Asked Questions
Is SMCI or SOFI a better investment?
Whether SMCI or SOFI is more suitable depends on your individual investment goals, risk tolerance, and time horizon. SMCI and SOFI differ in key metrics like P/E ratio, market capitalization, and dividend yield. This page provides objective data to help you compare the two.
Which company is larger, SMCI or SOFI?
SOFI has a market capitalization of $20.2B, making it the larger company by market value.
What are the risks of investing in SMCI vs SOFI?
Both SMCI and SOFI carry market risk — their values can decline during market downturns. Past performance does not guarantee future results. Consider factors like volatility, sector concentration, and your own risk tolerance when evaluating either investment.
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