LQD vs RSP
LQD vs RSP · Last updated April 5, 2026
| Metric | LQD | RSP | |
|---|---|---|---|
| Price | $109.12 | $193.09 | — |
| Expense Ratio | 0.14% | 0.20% | LQD |
| Dividend Yield | N/A | N/A | — |
| AUM | $32.0B | $90.7B | RSP |
Performance Comparison
| Period | LQD | RSP |
|---|---|---|
| 1M | -0.87% | -3.30% |
| 3M | -0.11% | -0.38% |
| 6M | +0.05% | +1.80% |
| YTD | +0.15% | +1.23% |
| 1Y | +4.94% | +24.91% |
| 3Y | N/A | N/A |
| 5Y | N/A | N/A |
Dividend Comparison
| Ex-Date | Ticker | Amount |
|---|---|---|
| April 1, 2026 | LQD | $0.45 |
| March 23, 2026 | RSP | $0.81 |
| March 2, 2026 | LQD | $0.38 |
| February 2, 2026 | LQD | $0.41 |
| December 22, 2025 | RSP | $0.76 |
| December 19, 2025 | LQD | $0.44 |
| December 1, 2025 | LQD | $0.41 |
| November 3, 2025 | LQD | $0.40 |
| October 1, 2025 | LQD | $0.41 |
| September 22, 2025 | RSP | $0.82 |
| September 2, 2025 | LQD | $0.38 |
| August 1, 2025 | LQD | $0.44 |
| July 1, 2025 | LQD | $0.40 |
| June 23, 2025 | RSP | $0.72 |
| June 2, 2025 | LQD | $0.40 |
| May 1, 2025 | LQD | $0.43 |
| March 24, 2025 | RSP | $0.83 |
| December 23, 2024 | RSP | $0.62 |
| September 23, 2024 | RSP | $0.70 |
| June 24, 2024 | RSP | $0.66 |
Key Differences
LQD and RSP serve different roles in many portfolios. Understanding the specific differences in cost, performance, and risk profile can help clarify which fund aligns with different investment objectives.
LQD charges an expense ratio of 0.14%, which is lower than RSP's 0.20%. This 0.06% difference translates to approximately $60.00 per year on a $100,000 investment. Over a 30-year period, the compounding effect of lower fees could result in a difference of roughly $2,700.00.
RSP is the larger fund with $90.7B in assets under management — roughly 2.8x the size of LQD's $32.0B. Larger AUM generally correlates with higher trading volume, tighter bid-ask spreads, and lower trading costs for investors.
All metrics shown are based on historical and trailing data. Forward-looking expectations may differ significantly from past performance.
How to Compare LQD and RSP
- If minimizing costs is a priority, compare the expense ratios: LQD charges 0.14% and RSP charges 0.20%.
- For liquidity, larger funds with higher AUM typically have tighter bid-ask spreads and more efficient trading.
- Review historical performance across different time periods (1-month to 5-year) to understand how each has performed in various market conditions.
Frequently Asked Questions
Is LQD or RSP a better investment?
Whether LQD or RSP is more suitable depends on your individual investment goals, risk tolerance, and time horizon. LQD and RSP differ in key metrics like expense ratio, dividend yield, and assets under management. This page provides objective data to help you compare the two.
What is the expense ratio difference between LQD and RSP?
LQD has an expense ratio of 0.14%, while RSP charges 0.20%. On a $10,000 investment, this 0.06% difference costs approximately $6.00 per year.
Which fund is larger, LQD or RSP?
RSP has $90.7B in assets under management, making it the larger fund. Larger funds tend to have better liquidity and tighter bid-ask spreads.
What are the risks of investing in LQD vs RSP?
Both LQD and RSP carry market risk — their values can decline during market downturns. Past performance does not guarantee future results. Consider factors like volatility, sector concentration, and your own risk tolerance when evaluating either investment.
See how expense ratio differences affect your returns over time → Expense Ratio Calculator