ARKK vs XLF
ARKK vs XLF · Last updated April 5, 2026
| Metric | ARKK | XLF | |
|---|---|---|---|
| Price | $68.56 | $49.53 | — |
| Expense Ratio | 0.75% | 0.08% | XLF |
| Dividend Yield | N/A | N/A | — |
| AUM | $6.5B | $49.7B | XLF |
Performance Comparison
| Period | ARKK | XLF |
|---|---|---|
| 1M | -7.34% | -2.82% |
| 3M | -15.71% | -11.30% |
| 6M | -22.37% | -7.00% |
| YTD | -10.87% | -9.10% |
| 1Y | +63.47% | +13.79% |
| 3Y | N/A | N/A |
| 5Y | N/A | N/A |
Dividend Comparison
| Ex-Date | Ticker | Amount |
|---|---|---|
| March 23, 2026 | XLF | $0.25 |
| December 22, 2025 | XLF | $0.19 |
| September 22, 2025 | XLF | $0.18 |
| June 23, 2025 | XLF | $0.17 |
| March 24, 2025 | XLF | $0.18 |
| December 23, 2024 | XLF | $0.21 |
| September 23, 2024 | XLF | $0.17 |
| June 24, 2024 | XLF | $0.16 |
| March 18, 2024 | XLF | $0.15 |
| December 18, 2023 | XLF | $0.18 |
| September 18, 2023 | XLF | $0.16 |
| September 8, 2023 | ARKK | $0.36 |
| June 20, 2023 | XLF | $0.15 |
| December 29, 2021 | ARKK | $0.78 |
| December 29, 2020 | ARKK | $2.04 |
| December 27, 2019 | ARKK | $0.19 |
| December 27, 2018 | ARKK | $1.17 |
| December 27, 2017 | ARKK | $0.49 |
| December 24, 2015 | ARKK | $0.47 |
Key Differences
ARKK (ARKK) and XLF (XLF) are both popular exchange-traded funds that investors frequently compare. Here is how they differ based on the latest available data.
On the cost front, XLF (0.08% expense ratio) is more economical than ARKK (0.75%). For a $100,000 investment, the annual fee difference is $670.00. Over decades, this cost advantage compounds meaningfully.
In terms of fund size, XLF manages $49.7B compared to ARKK's $6.5B. This size advantage typically means XLF has better liquidity, making it easier to trade large positions without significant price impact.
All metrics shown are based on historical and trailing data. Forward-looking expectations may differ significantly from past performance.
How to Compare ARKK and XLF
- If minimizing costs is a priority, compare the expense ratios: ARKK charges 0.75% and XLF charges 0.08%.
- For liquidity, larger funds with higher AUM typically have tighter bid-ask spreads and more efficient trading.
- Review historical performance across different time periods (1-month to 5-year) to understand how each has performed in various market conditions.
Frequently Asked Questions
Is ARKK or XLF a better investment?
Whether ARKK or XLF is more suitable depends on your individual investment goals, risk tolerance, and time horizon. ARKK and XLF differ in key metrics like expense ratio, dividend yield, and assets under management. This page provides objective data to help you compare the two.
What is the expense ratio difference between ARKK and XLF?
XLF has an expense ratio of 0.08%, while ARKK charges 0.75%. On a $10,000 investment, this 0.67% difference costs approximately $67.00 per year.
Which fund is larger, ARKK or XLF?
XLF has $49.7B in assets under management, making it the larger fund. Larger funds tend to have better liquidity and tighter bid-ask spreads.
What are the risks of investing in ARKK vs XLF?
Both ARKK and XLF carry market risk — their values can decline during market downturns. Past performance does not guarantee future results. Consider factors like volatility, sector concentration, and your own risk tolerance when evaluating either investment.
See how expense ratio differences affect your returns over time → Expense Ratio Calculator