Inflation-Adjusted Return Calculator
Real (Inflation-Adjusted) Return
+6.80%
Formula: (1 + 10%) / (1 + 3%) − 1 = 6.80%
The Fisher equation provides an approximation. Actual purchasing power changes depend on your personal spending basket.
How It Works
The real return is calculated using the Fisher equation: (1 + nominal) / (1 + inflation) − 1. A 10% nominal return with 3% inflation yields approximately 6.8% real return — the actual increase in purchasing power.
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