Dollar-Cost Averaging Calculator
Dollar-Cost Averaging
$296,474
Invested: $120,000 · Return: $176,474
Lump Sum (same total)
$559,315
Invested: $120,000 · Return: $439,315
Historically, lump sum investing tends to outperform DCA because markets generally rise over time. DCA reduces the risk of investing a large sum at a market peak.
This calculator is for educational purposes only. Actual results depend on market conditions.
How It Works
Dollar-cost averaging (DCA) involves investing a fixed amount at regular intervals. This reduces the risk of investing a large sum at a market peak. The calculator compares DCA with investing the same total amount as a lump sum on day one.
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